THE LEAK WORKSHEET

One page.
One useful start.
Look closer.

Bring your spending into view, then choose one question to follow up.

Download the free PDF

A4 · one page · printable write-in worksheet

No email or account required. This PDF is for printing or annotating; it is not an interactive form.

Preview of the full Leak Worksheet with lifestyle, shore-leave and transfer-cost sections

A SMALL FIRST STEP

Use what
you already have.

  1. 01

    Choose a period.

    Pick one year or a shorter period and one currency. Keep estimates clearly marked.

  2. 02

    Bring the costs together.

    Use statements and receipts. Count each expense once, including costs across the three sections.

  3. 03

    Find one useful question.

    Circle a cost to check or a pattern to understand. Write down one next step.

A personal spending review, not financial advice.